Where can I get a grand. Types and amounts of government subsidies for small businesses. Who can get money

Developing your own business, especially a small business, is quite difficult.
Special programs are provided to support such structures. Their goal is to help novice entrepreneurs to implement their projects and become a full-fledged business entity. How to get such a welcome and always timely help?

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What is a grant?

A grant is funds (money or equipment) that are transferred on a gratuitous and irrevocable basis, but with a subsequent report on their use.

The grand givers are both domestic and foreign donors.

Recipients of funds are individuals or legal entities. The purpose of the procedure may be the need to perform work of a certain significance, including scientific, technological, cultural or social.

The hand of the giver

In different countries, charitable foundations provide targeted assistance to those who want to realize their plans in public life. Priority is given to projects that ensure social progress. Grantors are classified according to different criteria. Understanding the classification of grant givers allows you to be better prepared for the requirements of each of them individually.

So, the classification occurs according to the following parameters:
Type of ownership:

public or private donors;
foreign or mixed donors.

Purpose of the grant:

implementation of social projects;
business projects.

Scale:

Individual,
Enterprises and legal entities.

State structures

The state annually issues billions of rubles for various grants. Many regions of the Russian Federation support targeted programs that promote the development of small businesses. Therefore, participation in competitions that provide the opportunity to receive a grant is a good opportunity for the implementation of a business project.

Of course, a completely logical question arises, why does the state need this? If with social programs, everything is more or less clear, then in the case of the development of small business, the state, including the local municipality, actually invests money in the enterprise.

As a result, when a project is implemented, the state receives its dividends in the form of taxes and other fees.

Proceeds go primarily to social problems. Thus, the logic of the government is simple, the more cash flows, the more opportunities to help those in need.

Private foundations

As mentioned above, in addition to public sources, there are also private organizations. The purpose of their existence is to provide targeted cash investments. The direction for such a distribution of money can be quite specific areas of social activity.

Charitable organizations in most cases are created big companies those wishing to finance those areas of life that are provided for by their charter.

As practice shows, funds preferentially finance education, science, medicine and health care. Also relevant areas are programs related to the environment, culture, industry.

Conditions for obtaining a grant for small business development

To take part in the competition, you must first find out where the nearest Foundation is located, what gives out grants. The next step is to search for announcements about the beginning of the competition. Specialized magazines or the Internet can come to the rescue.

In parallel, it will be necessary to find out the conditions for participation in the competition. It happens that the conditions for obtaining a grant are different, but usually you need to be on the market for no more than 2 years to participate in them.

In other words, foundations are more likely to support start-up entrepreneurs.

However, in order to receive a grant, the company must also take a financial part in the project. On average, the size of its investments ranges from 60 to 80%.

After studying the conditions, you need to send an application and start preparing for the competition. After registering as a participant, the next step should be the preparation of a business project. Here special care must be taken. The answer to the question: "How to win a grant in 2020?" entirely depends on the commercial qualities of the applicant.

Do not forget that economically justified projects are the priority. In addition, it is desirable that the projects represent a technical novelty. Also, it will not be superfluous to have prospects for the development of production. The applicant should additionally prepare a package of documents proving the usefulness of his project for society. In addition, an applicant who wants to win a grant can arrange mini-presentations. In other words, the main task of a potential grant recipient is to support their project as much as possible.

Documentation

List of required documents:

Document confirming state registration.
A document confirming registration with the Federal Tax Service.
Constituent documents of a legal entity. Copies of the above documents may be provided.
Extract from the Unified State Register of Legal Entities or EGRIP.
Information on the number of personnel for the current reporting period (for legal entities).
Business project (with the designation of the cost and timing of the project, as well as the address of the location of the object).
Certificate of the Federal Tax Service on the fulfillment by the applicant of tax obligations and on the payment of insurance premiums. This also includes the issue of tax sanctions.
Copies of documents that confirm the funding from the applicant for the implementation of the project (contracts or payment orders).
A document confirming the creation of new jobs.

These documents are submitted to the tender commission, which checks the accuracy of the information and makes the final decision.
Note: the FTS certificate must be issued no later than one month before the application is submitted.

Requirements for applicants

Different authorities can demand anything from a candidate for help.
For example: in the Orenburg region, in order to receive subsidies, the applicant must:

be an entrepreneur for no more than 1 year;
undergo entrepreneurship training (unless the applicant already has an economic education);
plan their activities in accordance with those activities that are provided for by the target program.

The following areas are subject to subsidies:

Production of goods;
development of farming;
handicraft activities;
production and processing of agricultural products;
construction of industrial facilities;
tourism development;
construction of cultural facilities;
catering (including workers or student canteens);
research of innovative technologies;
development of industries that accompany the city-forming enterprises;
domestic services.

In order to receive state subsidies, the following steps must be taken:

Register at the employment center;
Register as an individual entrepreneur and submit documents to the employment center;
Draw up a business plan, in which it is necessary to indicate: the purpose of obtaining a subsidy, cost estimates, economic feasibility and payback periods.

Requested Amount Limits

To understand how much an entrepreneur can realize his plans, it is important to understand how much benefactors can offer him.

Usually the amount of the grant does not exceed 300 thousand rubles.

The lower bound has no definition. But behind the scenes less 50 thousand rubles do not offer - it does not make sense.

Obtaining procedure

As mentioned earlier, a potential grant recipient should contact state center employment. The second option is to search for a private Foundation and announce the start of the competition. After you have familiarized yourself with the conditions for participation in the competition, you need to send an application and start preparing for the competition. It is desirable to attach a letter to the application outlining the social importance of the project.

When submitting an application, you can follow the following structure:

the content of the project;
general message;
resume of the applicant;
the problem under discussion;
tasks and goals;
solution methods;
project's budget;
risk assessment;
applications.

Funds usually establish a list of required documentation and the scope of the application itself. The package of documents may include the biography of the applicant, financial statements and letters of recommendation. The applicant is required to do everything possible to be noticed.

Of course, there are cases of refusal to issue a grant, and you also need to prepare for this. The reasons for refusal vary, in particular, the subject of the project is inappropriate or a similar project has already been funded. Among the reasons for refusal, there are also cases when applicants asked for too little money.

In the event that the applicant has passed the competitive selection and won the grant, the next step will be its implementation. In this case, every effort should be made to use it as expediently as possible. This, in turn, is due to the fact that it will be necessary to report in detail on the implementation of the business project.

The right approach will help to earn a reputation as a reliable entrepreneur and, as a result, ask for an additional grant, but already for the expansion of the current project.

This time, in the documentation, it will be enough just to edit the numbers. In practice, there are cases when individual companies after some time were invited to the composition of expert councils, and also develop thanks to systemic support from the Funds.

Business plan submission

Before submitting a business plan, you must first study the rules for its preparation. Often it is carelessness that becomes the reason for the refusal to issue grants. Funds are more inclined towards economically viable projects that stand out for innovation or are capable of influencing market development.

The business plan must be accompanied by a detailed description, tables, graphs, illustrations and an additional package of documents.

The procedure for obtaining a state grant is the same as in the case of charitable foundations. However, the receipt of money may be partial and require simultaneous reporting on their use. In some cases, grants are partially given out for equipment.

To increase your chances of getting a grant, you need to follow certain rules while writing a business plan:

You should not indicate the maximum amount of the subsidy, so as not to get the impression that the entrepreneur does not understand well what he will do.
Opportunities must be seized to create as many jobs as possible.
Specify your requests as much as possible, justifying that money is needed for equipment, furniture, transport, etc. The business plan should contain a detailed list of everything necessary for the implementation of the project.
If possible, attach copies of letters of intent so that you can see the practical side of the project and the potential market. A plus will also be lease agreements for warehouses or offices.
Avoid underreporting tax returns. Ideally, you can attach a tax calculation for a 3-year period.
Competent economic calculations must be applied to the business plan. There will not be superfluous calculations that reflect the analysis of the sensitivity of the business in case there is a change in the cost of goods or the level of its sales. To carry out the necessary calculations, it is advisable to use Excel and demo charts.
Do not forget that the calculations carried out should ideally have a double margin of safety. It is advisable to avoid specifying the minimum wages for personnel, it is allowed to use an inflated rental cost, but you should not overestimate the cost of equipment.
The business plan must be carefully crafted. Its volume should not be less than 60 sheets. It is good if it is accompanied by photographs of products, office and future equipment.
The potential recipient of the grant must be well versed in own project and clearly answer the questions posed by the commission.

Timing

When asked about how long a grant application will be considered, the Fund's staff usually answer that from 1 to 2 months.

But in reality, the consideration of the application may take up to a year.

In this regard, it is better to clarify at the very beginning whether your topic is suitable, and whether there have been similar applications from your competitors. This will help you avoid wasting time.

Preferred types of business

Entrepreneurs and duly registered unemployed are recognized as the priority target group for receiving a grant. In addition, priority is given to military personnel who are transferred to the reserve due to reductions.

Entrepreneurs engaged in socially oriented activities, as well as offering the opening of a large number of jobs after receiving subsidies and expanding production, have a good chance to receive grants.

According to statistics around 30% entrepreneurs who received a grant for the development of small businesses are engaged in the provision of services, 20% - develop production and only 12% are engaged in trade. In addition, to date, a “State program related to the development of agriculture, including regulating the markets of agricultural products, raw materials and food for 2013-2020” has been developed. Support is prioritized.

Reporting on funds provided

Building trust includes timely reporting. To do this, you just need to follow the recommendations of the Foundation. The receipt of grants in the future directly depends on the order and form of the reports submitted by the applicant.

It should be remembered that individual provisions may differ for different Funds, but there are requirements that are the same for everyone. Therefore, possible nuances of reporting should be discussed at the stage of concluding an agreement for receiving grant funds. Such details usually include the deadline for submitting the report and its content.

In addition, you need to understand that the report on the intended use of the grant is divided into two components: financial and substantive. To prepare the financial component, it is better to invite an accountant. Usually his data is indicated in the application. Ideally, if it will be an employee of your company who knows how to handle financial documents. The content of the report, as a rule, falls on the project manager.

The financial report is accompanied by:

Documents confirming the expenses incurred.
Documents according to which payments were made.
Register of documents attached to the report.

A certificate indicating the date, location and purpose of the project, as well as the tasks and participants.
Concise information about the organizations that take part in the project.
The program of events.
Photos.
Displaying results.
constructive suggestions.
An extended description of the action taken on the merits.
Transcript of events.
Media reports (links to information sources are displayed).
The text of the report (for individuals).
Layout book (for publishing projects).
Other information that has been agreed with the grantee.

If we turn to the realities of our days, then the grant is not such a tasty morsel. Getting it is continuous difficulties and struggle with bureaucracy. Among the applicants, there will certainly be several people who are personally acquainted with the members of the commission. In our country, alas, it is not possible to defeat corruption in the coming years. And in case of success, the entrepreneur will be forced to report to everyone and everything about the work done and the disbursed funds.

What is the article about?

Aspiring entrepreneurs often face a lack of funds to start their own business. This issue can be resolved by contacting credit organization. However the best option for a businessman is to receive a grant that does not burden debt obligations.

What is a grant?

Grant is defined in federal law"On Science and State Science and Technology Policy". According to the Federal Law, this term should be understood as funds in cash or in any other form, transferred on a gratuitous and irrevocable basis by individuals or legal entities(including foreign organizations) with appropriate rights to carry out projects on the terms of the grantor.

In simple terms, a grant is a gratuitous targeted subsidy, which implies a report on the use of allocated funds. The wording given in the law refers to scientific research, but not only scientists can receive such financial assistance.

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Important: in fact, a grant and a subsidy are not one hundred percent synonymous - the difference is that the subsidy is transferred in a lump sum, and the grant is transferred in tranches, after each of which the recipient must report to the investor on the purpose of spending the money.

What can you get?

Financial assistance in the form of a grant can be obtained for starting a business and for business development. Priority areas for the state are considered social spheres, Agriculture and own production. Private Russian funds are willing to allocate funds for the introduction of innovations in the economy and entrepreneurship. Foreign organizations specialize in supporting projects in the field of art, IT-technologies, ecology and culture.

Experts advise aspiring entrepreneurs to receive a grant to open:

design studios;
training courses (webinars, online lessons, etc.);
advertising agency;
car workshop, etc.

Requirements for applicants

In general, an applicant for financial assistance will be required to:

apply for a grant;
develop a target project;
defend the idea before the commission, which will decide on the allocation of funds;
implement the project;
report on spending.

An applicant for a state grant to start a business must meet one of the following requirements:

conducting entrepreneurial activity more than 1 year;
conclusion of a leasing agreement for the purchase of equipment;
implementation of innovative technology in business;
stay registered at the employment center;
taking part in exhibitions, fairs and similar events;
use of innovative equipment;
getting laid off at a previous job.

Based on this list, we can conclude that the state is aimed at subsidizing start-up entrepreneurs with interesting projects and socially vulnerable citizens. According to statistics, 30% of such grants are issued for opening a business in the service sector, 20% - for own production, 12% - for trade-related activities.

With regard to financial assistance from foreign investors, they are usually interested in having a successful experience in the business for which it is planned to allocate funds. Organizations issuing grants for small businesses may require the entrepreneur to:

provide a certain number of jobs;
confirm the absence of debt to the tax service;
take training courses for businessmen;
register an enterprise in a certain administrative district;
provide documents confirming that the businessman has not previously received financial assistance;
achieve a certain average annual turnover at the enterprise, etc.

Who issues grants?

Grants can be obtained from:

State structures:
- Small and Medium Business Development Committee;
- Local governments;
- Economic Development Committee;
- Union of Entrepreneurs, etc.
Private foundations, investors, large patrons, you can also apply for a grant to a business incubator;
Foreign organization:
- Ford Foundation;
- TechPeaks;
- Soros Foundation;
- Swiss Agency for Development and Cooperation;
- British Council, etc.

Naturally, each investor's requirements for recipients may differ. Based on this, you need to choose the most suitable source of financial assistance for your field of activity.

When applying for a grant, it is important to know:

State funds do not allocate the full amount to entrepreneurs to start their own business, giving preference to those who invest more of their money.
Foreign organizations are more likely to meet entrepreneurs halfway in the matter of covering the costs of paying salaries. The state, as a rule, agrees to finance only the purchase of raw materials and equipment.
Government agencies are likely to issue a business development grant to those entrepreneurs who create additional jobs.

How to get a grant?

A businessman who wants to get a grant for his business needs:

choose an organization corresponding to the field of its activity, it is advisable to first make a choice of a niche for business;
study the history of grants issued by this structure (to whom and in what amount funds were previously allocated);
get acquainted with the requirements of the organization and the rules for drawing up an application for participation in the competition;
collect required package documents;
draw up a detailed business plan with a well-described financial part, clearly defined goals, possible problems and ways to solve them;
prepare and present a well-thought-out presentation of the project - at this stage The grant applicant will need the ability to negotiate.

Consideration of the application may take up to three months. During this period, the fund will have to check the availability of all the required documents, as well as study the business plan. The decision that the committee will make will be based on the economic feasibility of the project, the likelihood of its success, social value, degree of technical novelty, etc.

Regarding the documents that, together with the business plan, must be attached to the application, the standard list includes:

the original and a copy of the identity document of the applicant;
certificate of registration of an individual entrepreneur or legal entity;
application in the prescribed form;
original and copies of the constituent documents of the enterprise.

When is a grant denied?

Compliance with all requirements does not always guarantee a businessman a grant. The reasons for the refusal can be different, but the main ones can be noted:

lack of experience in the field specified in the application;
bad business experience;
example of unsatisfactory use of state aid or bank loans, etc.

The reputation of a businessman is of decisive importance, and any stain on it can serve as a reason for refusing a grant. You can increase your chances by first requesting a small amount - when investors see that their money was properly managed, it will become easier to get more with subsequent requests.

What to do with the money received?

Financial assistance must be used for its intended purpose. A grant is a kind of contract between an investor and a recipient of funds. This form of relationship imposes certain obligations on the parties:

the entrepreneur must send money only for the purposes specified in the business plan;
reporting on the use of finances should be submitted within the terms established by the contract;
if the investor initiates a check, the businessman has no right to interfere with it and undertakes to provide all information related to the money received;
if an entrepreneur for some reason cannot implement one or another stage of the project, he should contact the investor to agree on adjustments.

Failure to comply with the terms of the contract may become the basis for terminating the contract by going to court - if the claim is satisfied, the grant recipient will have to return the funds allocated to him.

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In the territory Russian Federation state financial assistance is provided for the development and support of small businesses.

But what exactly are the programs? How will he receive a subsidy if he only plans to open a business?

The legislative framework

Subsidizing small businesses today is regulated by such legislative acts:

Federal Law No. 209, which regulates the development of small and medium-sized businesses in the Russian Federation;
Order of the Ministry of Economic Development, which provides an opportunity to receive a subsidy for the development of small businesses;
Decree of the Government of the Russian Federation, which guarantees the provision of state assistance for the development of small businesses under certain conditions.

What needs can be funded?

It should not be forgotten that this subsidy is a gratuitous financial assistance for business entities, which can be provided for a specific intended use.

For small businesses, the subsidy can be provided for one of these purposes.:

purchase or lease of the necessary premises;
acquisition necessary equipment or goods for further sale;
acquisition of intangible assets.

Allocated funds by the state must be mandatory be directed solely to promote your small business.

After a certain time, local regulatory authorities may require the entrepreneur to provide confirmation that public funds were used for their intended purpose; in the absence of reporting, administrative or criminal liability may be imposed on the entrepreneur.

Types and amounts of subsidies

All federal subsidy programs are carried out with the help of the Small Business Assistance Fund.

Today there are subsidy programs:

Consider the amount of financial assistance provided separately for each type.

Program "Umnik"

Under this program, an entrepreneur between the ages of 18 and 30 is eligible to receive financial assistance in in the amount of 500 thousand rubles.

This program is designed for young entrepreneurs who operate in the field of innovative technologies.

"Start"

The main purpose of this subsidy program is to assist innovators who seek to develop and establish the production of a new product in any field based on the results of scientific and technological research.

It must be taken into account that this program works on the principle of public-private cooperation. This means that part of the funds is taken from the country's budget, and the second part is sponsored by investors.

Thus, the first year is financed by the state, and the second - by investors.

Under this program, every entrepreneur working in the field of small business has the right to claim the amount up to 5 million rubles in several stages (50% is paid by the state, the rest - by investors).

"Development"

Under this program, it is possible to receive a grant in the sum up to 15 million rubles. These funds should be used to improve productivity, create new jobs, and modernize production equipment.

"Internationalization"

This program is primarily aimed at helping a young entrepreneur to establish international cooperation with foreign partners.

This support consists in the development of non-commodity export-oriented products. In this program, as such, there is no maximum threshold for financial assistance. Size calculated individually.

“Commercialization”

This financing program helps small businesses expand their capacities, and as a result, increase jobs.

Amount of financial assistance calculated on an individual basis.

"Cooperation"

This subsidy program allows you to receive financial support in the amount of up to 20 million rubles. These funds should be used to improve production capacities, develop and establish cooperation between small businesses and large industrial enterprises in our country.

How to receive

In itself, obtaining a subsidy for a start-up entrepreneur is a very lengthy process.

Initially, you need to register your status as unemployed.

For this you need to execute multiple conditions, namely:

do not have an official place of work;
lack of registration of the status of an entrepreneur.

After that, you should contact the employment center at your place of residence and become registered.

It is necessary to provide such list of documents:

original and copy of the passport;
TIN certificate;
certificate of education;
original certificate of insurance;
certificate of average earnings from the last place of work.

When registering, it should be indicated that there is a desire to open a small business and that a person is applying for a subsidy for its development in the future.

Drawing up a business plan

A business plan is an essential part of a small business grant applicant.

This type of documentation must be contain such information:

After its preparation, it is necessary to present the document to the department for work with citizens.

Passing commission

After the business plan has been transferred to the appropriate structure, the applicant is informed of the date when he must appear on commission.

During the meeting, the commission sets the answers they need, and the applicant provides arguments why he should receive financial support.

Based on the results, a decision will be made to refuse or provide financial assistance.

The final stage

After receiving a positive response, you must register yourself as individual entrepreneur and present a document on tax registration to the employment center.

After that, the required amount will be transferred to the current account of the entrepreneur.

Types and amount of subsidies in Moscow

Small businesses in the capital of the Russian Federation are provided with many subsidies. Moreover, it is necessary to take into account the fact that capital entrepreneurs have every right to count on financial assistance. up to 5 million rubles.

In this case, there is only one condition - it will be necessary to present a report on where the funds allocated by the state were spent.

But what are they - subsidies for small businesses in Moscow?

Let's consider each type separately.

Opening and supporting small businesses

This subsidy is provided in the amount 500 thousand rubles. The funds themselves are allocated directly from the city budget of the capital.

This financial aid can be directed:

for the purchase of necessary equipment;
purchase of the necessary software;
other components that are necessary for the successful creation and development of a small business.

At the same time, do not forget about the conditions under which you can receive financial assistance. It's about about such conditions:

no more than 2 years must pass from the moment of registration of an individual entrepreneur;
a firm that belongs to a small business should employ less than 250 people;
without fail, the company must be in tax accounting and at the same time it must not have various debts.

Subsidy for the return of interest on a loan

This type of subsidy is most in demand among start-up entrepreneurs. It allows small business owners to provide significant loan repayment support, which was issued for the opening of his business.

Under the terms of the subsidy, the local municipality repays the loan debt in part.

For this it is necessary meet certain conditions:

the presence of IP registration;
IP is tax registered;
the presence of a valid loan agreement, which is no more than 2 years old.

In addition, it is necessary to take into account the key condition - the IP should not be from the sphere of trade, and the loan itself is not aimed at buying current assets of the company itself.

If we talk about the maximum amount of such a subsidy, then this figure is about 5 million rubles.

Reimbursement of lease payments

This type of financial assistance to Moscow entrepreneurs is very relevant, since under this program you can get up to 5 million rudders.

Financial resources are provided by local governments if the entrepreneur has an agreement on financial lease, which was signed no later than 2013 (if it was signed in 2012 and below, it can no longer be used).

The financial support received under this subsidy must be confirmed by an appropriate report after a few months.

Features of obtaining subsidies for small businesses in Moscow

Moscow entrepreneurs have many advantages over their counterparts in other regions. After all, Muscovites can count on financial support in the amount of up to 5 million rubles.

In order to receive any subsidy, a novice entrepreneur must submit an application with all accompanying documents to the State Budgetary Institution “Small Business of Moscow”.

The main condition for obtaining a subsidy is the implementation of entrepreneurial activities in the range from 6 months to 2 years - no more, no less.

In order to confirm financial activity, required with application provide:

financial statements of the enterprise;
existing rental agreements;
various cooperation agreements and so on.

The entire package of documents with accompanying documentation is reviewed by a specialized Industry Commission.

If to speak on priority areas in the capital, then these are:

sphere of innovative technologies;
the field of health care;
education;
social sphere;
hotel business or tourism.

After the decision of the commission, the entrepreneur receives the necessary financial support, and after the same commission, a few months later, a financial report is presented on the targeted use of the allocated funds.

About this type of state assistance for entrepreneurs in the Russian Federation, see the following video:

Almost every individual entrepreneur would like to receive a grant to develop their business.

Unfortunately, not everyone has enough start-up capital: only a few of us have the opportunity to seek help from a wealthy relative or save money from wages. Convincing an investor of the profitability of a business idea is also very difficult.

And in this situation, it is worth paying attention to all kinds of grants for business development, which are provided, including in 2019.

What is a grant and the basic principles of their distribution

A grant is money provided by the state on a non-reimbursable (i.e. non-refundable) basis. The main requirement is that the business idea must be of significance to society.

To the number the main principles of distribution small business development grants include:

These are the main principles governing the provision of grants to citizens for doing business in the field of small business. In each region of our country, they can be supplemented. The exact information can be obtained from the authorities or on the official website of the city.

Who provides this assistance and for what purposes

A grant to a citizen for doing business in the field of small business is provided special fund existing in every subject of the Russian Federation. From the applicant for its development it is expected that he plans to open a promising business for the country. At the same time, funds cannot be spent at one’s own discretion: it is necessary to determine in advance the purpose of their direction, which cannot be changed later.

It is also possible to receive a grant from individuals. In this case, the activity of an individual entrepreneur should have one of the following directions:

Agriculture;
textile industry;
work with all kinds of franchises, for example, real estate agencies;
sphere of information technologies.

It is these areas of activity that are currently most popular with private investors.

Requirements for applicants

One of basic requirements to the applicant for a grant for the development of small business, as already mentioned above, is that his activity should relate to the field of small business. Comprehensive information on this subject is provided in Federal Law (FZ) No. 209. This legal act contains signs by which the activity of an individual entrepreneur (IP) can be classified as a small business.

So, they include the following criteria:

go through the registration procedure in accordance with all existing requirements;
organize a certain number of jobs;
reach a certain level of income (per year);
complete courses at the fund for supporting small businesses in your region.

These are the basic requirements for applicants for a small business development grant. It is also required to prepare documents confirming the absence state support previously.

Procedure and conditions for obtaining

Now let us dwell in detail on what needs to be done in order to receive a grant for the development of business in the field of small business in 2019. The first thing that is required is to find in the region of your residence small business fund.

We will learn everything you need in it, and proceed to develop a business plan. It should be as detailed as possible, as this directly affects the decision of the members of the special competition commission.

We also prepare all the necessary documents and send the application to the employees of the above-mentioned state body.

Independent experts issue a verdict based on following factors:

economic feasibility of a business idea;
the likelihood of selling the product on the market;
technical innovation, etc.

Equally important is the value of a business idea to society, as discussed earlier.

It should also be noted that in the vast majority of regions of our country, in order to receive funds for the development of business in the field of small business, the applicant must take appropriate courses (for example, in). In addition, before submitting an application, you should make sure that there are no various kinds of debts to the state (at the federal, regional and local levels), and if they exist, solve the problem.

List of required documentation

Collecting documents for applying for a small business development grant in 2019 is not difficult.

You will need to prepare the following documentation:

The authorities of the subject of the Russian Federation may, at their discretion, expand the submitted list.

In what cases is it possible to refuse

Not all applicants receive funds from the state for the development of their small business, even if they fully meet the conditions described above. And here a completely logical question arises: “What is the matter?” Let's try to figure it out.

One of the main reasons why the members of the special competition commission refuse to issue funds to individual entrepreneurs is the citizen's lack of experience in this activity. Not to mention the situation when he has a negative experience of organizational activity.

Refusal to receive funds for the development of business in the field of small business can also be justified by the failure of an individual entrepreneur to use past government support or banking products. From all this, we can conclude that even a slight stain on the reputation can put an end to the possibility of obtaining state support in the form of a gratuitous subsidy. Therefore, before deciding to apply for help to investors, including the state, and / or a credit institution, you should weigh all the pros and cons of this undertaking, carefully analyze your strengths.

To increase the likelihood of receiving a grant for the development of a business in the field of small business, one important point should be remembered. State funds are often provided in installments. Therefore, for the first time, it is best to ask for a small amount: having shown success in using it, in the future you can count on a more serious investment.

The rules for providing state assistance for business development in the NAO are discussed in the following video:

In this material:

For start-up entrepreneurs who do not have enough money to start their own business, government grants for small businesses are provided. If a person has good idea for business, then he has every chance of becoming rich and successful. However, sometimes one small trifle interferes with the implementation of plans, namely the lack of initial capital for investing in a business.

If earlier it really was that significant obstacle that nullified all thoughts about successful business, then now potential entrepreneurs have every chance to get the right amount for further work. And here we are not talking about loans with predatory interest, but about state grants for starting a business, which are issued to those whose business plan deserves attention.

Every year, a certain amount is allocated from the state budget for entrepreneurship, that is, to support small businesses, which is distributed among the most worthy.

For example, in 2019-2020, almost 10 billion rubles were spent on grants to small and medium businesses. The amount, at first glance, is quite impressive, but given the huge number of applicants for subsidies, you will have to fight for a grant. To do this, you must first meet all the requirements that the state puts forward for grant holders.

To receive a grant to start a business, you must submit an application to an organization that deals with these issues. The request must indicate what the citizen is going to use the grant for.

It is necessary to detail the entire business plan so that they can evaluate it and determine whether it is worthy of the money spent on it. All information must be entered clearly and without errors. This is important, since it will no longer be possible to correct the data after sending the application.

Naturally, in a business plan, you need to clearly paint all the numbers, that is, the expected profits and possible costs. The amount of income should not be exaggerated just to make the idea look more profitable. But there is no need to hide the originality of your plan, as this can play into the hands when considering a document. As a rule, non-standard ideas are 50% more likely to receive a grant than banal ideas.

If an entrepreneur manages to win a grant for the development of his own business, then the money can be transferred to him in the form of a tranche or as payment for products.

Both of these options are widely practiced in Russia. But you need to remember that when the money goes to the account of a businessman, they will be clearly controlled. That is, spending them for other purposes will not work. If the controlling organizations suspect something like this, then subsidies to the penny will have to be returned to the state treasury.

From the moment the entrepreneur starts spending money, he will need to account for every penny that was spent from the grant. All reports must be submitted in a timely manner and contain correct information.

In addition, it is worth noting that the money that is issued by the state in the form of a grant for small businesses is considered the income of an individual, therefore, tax is paid on this amount.

As for how to get a grant for business development, in this case it is necessary not only to draw up a clear and beautiful business plan, but also to provide the necessary documentation for consideration. All papers are submitted in full and within the time limits established at the legislative level.

So, in addition to the business plan of the project itself, in order to receive a subsidy, a copy of the applicant's passport, IP registration certificate or constituent documents is submitted. That is, even before sending papers for consideration by representatives of the relevant authorities, it is necessary to resolve the issue of registration with the tax office.

It all depends on the type of business and the scale with which the businessman is going to work. If you are planning a small business of your own, which can be called a small or medium business, it is worth registering as an individual entrepreneur. For larger projects, an LLC is already suitable. You can become a representative of each of these organizational and legal forms at the territorial department of the tax service.

Separately, it should be said about the application for a grant, which is provided for consideration by the employees of the organization responsible for issuing it. It is compiled in any form, but must contain certain information.

Here, a table of contents, a summary are written, then the problem is stated, a way to solve it is proposed, risks are assessed, and the total amount that is necessary to implement the plan is displayed. Also, the business plan can be supplemented with annexes and other information if it can draw attention to the case.

It is advisable to attach to the package of documents transmittal letter, where, as a rule, the applicant sets out his reasons why he considers his business plan worthy of a state grant.

Who can get money

The selection of participants for the grant is very strict. As mentioned above, only the most deserving ones are selected and according to several criteria. At the same time, those businessmen who have previously received grants and successfully used them, without fines and claims from regulatory authorities, have the most chances.

As a rule, first of all, those who are employed in areas that should be developing especially actively in the country at the moment can count on receiving a grant. If the business plan corresponds to the area of priority state support, then this businessman has a higher chance of getting money than others. But other areas can also be supported if business plans are really high-quality, original and, according to preliminary estimates, effective.

Of course, those who have already shown their business acumen and have done well with investments deserve to receive a grant again. But the state does not deprive newcomers of attention, who often offer original ideas. Money from the state can be allocated to anyone who provides an effective business plan.

What are grants for?

There is no definite answer here, since all entrepreneurs engaged in any type of activity can receive a grant for the development of small businesses. But still, there are several areas of business where grants are more realistic.

Statistics show that a third of all approved applications were submitted for consideration by entrepreneurs who are involved in the service sector. About 20% of the grants go into production, and 12% goes into trade.

Often, an entrepreneur does not need the entire amount to start a business, but only a part of it, which is not enough to start a business. For example, the state can only invest in the lease of premises for a certain period or pay for the purchase of material. Such applications are often approved. In recent years, topping the list in terms of the number of grants received are such types of businesses as clearing houses, repair shops, training courses and design agencies.

To become the owner of a state subsidy (grant) for the development of your business, you must submit a package of papers for consideration by the committee for the economic development of small and medium-sized businesses.

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