Small Business Finance Program. State support for small business. Who can receive a grant to start or develop a business

The government of our country pays special attention to the development of small businesses, therefore it provides comprehensive support to start-up entrepreneurs. Everyone knows that for the implementation of any project, you need a certain start-up capital, which not all novice businessmen have. Subsidies for small businesses from the state in 2018, aimed at developing the economy, will help you start your own business with minimal investment. How to get such help, we will tell you in this article.

Types of subsidies

Last year, 17 billion rubles were allocated to the federal budget for subsidies to small businesses from the state. In 2018, due to the crisis, this amount was reduced to 11 billion rubles. This money, most likely, will be directed not to the implementation of new projects, but to the completion of the started ones. But, despite this, if you try hard, you can still get a subsidy from the state to start a business.

As part of state programs to support start-up entrepreneurs, you can receive money from:

• employment center;
• Department of Entrepreneurship;
• local administration.

In addition to financial assistance, the state offers start-up entrepreneurs:

• Free internships;
• Preferential participation in various exhibitions and fairs;
• Free outsourcing;
• Education at the expense of the state.

Entrepreneurs can also take part in various competitions, for victory in which a large monetary reward or grant is provided. If you are interested in how to get money for a business from the state, useful information can be found on the Internet or at a local employment center.

Subsidy Scheme

gratuitous help

Now let's talk about how to get money for business from the state in 2018 for free. Such assistance can be of the following types:

1. 1. Grants. Such a business subsidy from the state to start-up entrepreneurs is allocated from the local or regional budget. It can be obtained with an approved business plan. As a rule, the amount of the subsidy does not exceed 300 thousand rubles. It is also worth noting that only those start-up entrepreneurs who are able to invest half the amount needed to implement the project can count on receiving money from the state to open a business in 2018. This means that you pay half of the expenses from your own funds, and the state provides half;
   2. Government subsidies for business development. Such assistance is usually received by experienced businessmen who want to expand their business and create new jobs. The subsidy has a specific purpose. It is issued for the purchase of equipment or other assets. In some cases, the amount of assistance is 90% of the total cost. The maximum amount of subsidies to small businesses from the state in 2018 is 10 million rubles;

1. Grant from the employment center for the unemployed. A person who for some reason lost his job can receive all payments and insurance compensation for one year at the local employment center. In return, he undertakes to open his own enterprise. If an entrepreneur officially employs a person registered with an employment center, he can also receive such a payment for each worker. To date, the amount of such a subsidy is 58 thousand rubles. This is a great way, without start-up capital;
2. Assistance in repayment of interest on the loan. If an entrepreneur has taken out a loan to buy equipment, he can count on the state to pay him ¾ or half of the accrued interest. He will have to pay the body of the loan on his own;
3. Subsidy for participation in fairs and exhibitions. As a rule, the state compensates ½ or 1/3 of the funds spent on the rental of exhibition or trade equipment. Such assistance does not exceed 300 thousand rubles;
4. Additional types of assistance are provided for farmers - for the purchase of seed, breeding stock, equipment and infrastructure development.

Paperwork

Do not forget that you can get money to start a business from the state only after the official registration of entrepreneurial activity. In addition, you must submit a written application for a grant. Most likely, you will be asked to take part in the competition. In this case, you need to provide copies of the statutory documents and a business plan. It is considered by a special commission and, based on the results obtained, makes its verdict.

The plan is evaluated according to the following parameters:

• How much can you return to the budget in the form of tax payments;
• How many new jobs will the entrepreneur create;
• How much such activity is in demand in a particular region.

For example, if there are several enterprises producing semi-finished products in a small town, it is unlikely that the entrepreneur will receive money to open another workshop. But a socially oriented original idea is guaranteed to receive state support.

Before you receive a business subsidy from the state, carefully study all existing regional programs. They may have significant differences in different subjects of the Russian Federation. Choose the option that suits you and get started. If you try hard, you can radically change your life for the better.

Features of obtaining a subsidy

The main feature of state financing of small businesses is that such assistance is provided free of charge. In return, the state receives one more cell in the market economy and new jobs for the citizens of our country.

Before receiving money for the development of small businesses from the state in 2018, the entrepreneur signs an agreement in which he undertakes to account for the funds spent. 3 months after receiving a state subsidy, it is necessary to provide a documented report on the intended use of the subsidy.

As confirmation, you can use:

• Sales receipts;
• Accounts;
• Money orders;
• Receipts and more.

The report must fully comply with the financial calculations made in the business plan. If the entrepreneur cannot document the intended use of funds, he will have to return the financial assistance in full.

Another important point specified in the contract is the term of the enterprise. A state-funded enterprise must operate for at least 1 year. Despite all these limitations, government assistance is the best way.

There is another option, how to get money from the state for business development in 2018. Local governments give start-up entrepreneurs cash subsidies in the amount of 300,000 rubles. But to get such a large amount, you need to try hard. To do this, you need to collect a package of documents confirming that you are taking a subsidy for the effective promotion of the enterprise. This is the best way, so many entrepreneurs are hunting for such a subsidy. If you want to get a positive result, all documents that you provide to local governments must be reliable and convincing. After the funds are transferred to the account of the entrepreneur, he must report monthly to the state for the targeted use of the subsidy. If funds are not fully spent, the surplus must be returned back.

Reasons for refusal to receive a subsidy

Now let's talk about how to get a government subsidy. The most common reason for refusing to issue state aid is the wrong choice of direction of activity. If you want to start your own business in an area that is not a priority for the state, you may be denied financial support.

Most popular destinations:

• innovation;
• Agriculture;
• Medicine;
• Tourism industry;
• Education.

Insurance, lending and banking services are not subject to state subsidies. In addition, an entrepreneur may be denied a subsidy if he requests too much or submits a weak and unprepared business plan for consideration. Also, the state does not finance projects that will be implemented abroad.

Related videos Related videos

Therefore, before that, first ask what areas of activity are relevant in 2018. After that, you can begin to develop an action plan and draw up all the necessary documents.

Lending from funds and individuals

If you are looking, please contact the regional business support funds. They make small loans for a certain period of time. This type of lending is perfect for new businesses with a short production cycle.

Also, in recent years, private lending to businesses has begun to flourish in our country. During a crisis, many people who have savings look for

A quarter of the entire employed population of the country is provided with work thanks to small business. Working in accordance with rapidly changing market requirements, this group of the active population produces a range of products and services, thereby serving the bulk of consumers. However, more than half of people who want to open their own business remain at the stage of conversations and dreams.

The state, providing assistance to small businesses, pursues two goals: the fight against unemployment and the development of the economy, because each created business entity will return to the budget the funds invested in it in the form of taxes.

What help can you expect

In 2017, subsidies in the amount of 7,513,983.2 thousand rubles were allocated from the state for the development of entrepreneurship.

The amount of the subsidy depends on the region where the beneficiary is located. The largest amount of subsidies allocated by the federal budget of the Smolensk region - 318303.4 thousand rubles. The least allocated to the Nenets Autonomous Okrug - 390 thousand rubles.

The main directions of state support:

• providing financial support to small businesses (5,528,586.5 thousand rubles);
• provision of subsidies for co-financing of capital investments (1,655,859.2 thousand rubles);
• assistance in the development of youth entrepreneurship (229,537.5 thousand rubles);
• MFC for business (100,000 thousand rubles).

In the event that the performance indicators of the use of the subsidy are not achieved, even 100% disbursed funds must be returned.

Types of subsidies

• Subsidizing the cost of purchasing equipment. The state allocates subsidies to compensate up to 90% of the cost of purchasing equipment.
• Subsidies to cover interest rates on loans and leasing operations. This subsidy applies to all industries and is valid in most regions.

It is necessary to contact the state body to clarify the nuances of obtaining a subsidy even before obtaining a loan or concluding a leasing agreement. This is necessary in order to ensure that the formulation of the purpose of obtaining borrowed funds or the drafting of a leasing agreement is consistent with the conditions for granting subsidies.

• Subsidizing the cost of participation in exhibitions. In some regions, it is possible to achieve full reimbursement of expenses for participation in federal exhibitions, if they do not exceed 150 thousand rubles. It should be noted that such costs can reach up to 300 thousand rubles. and more. In this case, only part of the costs will be compensated.

To clarify the types of subsidies provided in each particular region, you should contact the regional state body or the official website.

Grants for starting a business

The amount of the subsidy that can be obtained in the regions is limited to 300 thousand rubles, in Moscow - 500 thousand rubles. The funds are designed to reimburse 30-50% of expenses, the recipient of state support must find the remaining amount himself. Innovative enterprises can count on an increased subsidy of up to 2.5 million rubles. for the purchase of fixed assets, the payment of lease payments, the purchase of raw materials and materials, as well as the maintenance of jobs.

As part of the self-employment program, citizens who are registered with the employment center can expect to receive a grant in the amount of 58.8 thousand rubles. to start a small business. If jobs are created when opening a small business, then the same amount is due for each employee who is provided with a job.

How to get state support: a step-by-step algorithm

In order to receive financial support from the state, it is necessary to perform a certain algorithm of actions:

Step 1. Make a business plan. When drawing up a business plan, emphasis should be placed on the amount that will return to the budget in the form of taxes, on the creation of new jobs and the demand for business, since these are the parameters that are evaluated.

Step 2. Prepare the necessary documents (the list of documents depends on the type of state support).

Step 3. Apply to the state body with an application.

Step 4. Wait for the decision on subsidizing.

Both at the federal and regional levels, there are special programs to help small businesses. What you need to do in order to get help from the state to launch your business project, where to apply for this and what difficulties you will face - read about all this in our article.

You will learn:

• What kind of assistance is provided to small and medium-sized businesses.
• What criteria must a small business meet to receive government assistance?
• How to get subsidies or a grant for small business development.
• What government agencies provide assistance to small businesses.
• What assistance will be provided to small businesses in 2018.

Why government assistance is needed for small businesses

The state program is designed to help newcomers to the small business at the stage of starting their own business, to support them through providing subsidies. Of course, by issuing financial assistance, the state also pursues its own goals, because the government is also an interested party: the opening of small business projects improves the overall economic condition of the country.

State assistance in opening a small business aims to improve the quality of goods of domestic producers. Thanks to the formation of new business projects in the production of goods, a competitive environment is created that contributes to improving the quality of the product, because any production is interested in good sales volumes, that is, in constant demand for a product by consumers.

There are also non-state programs to subsidize small businesses, but it is still better to contact the authorities, because in this case there is a definite plus for the entrepreneur - gratuitousness.

It is important to say that in different regions the amount of financial state support is different, since in each subject of the Russian Federation the pricing policy for goods and services is individual.

The act that regulates the provision of subsidies is federal law No. 209 "On the development of small and medium-sized businesses in the Russian Federation."

In addition, there are regional regulators responsible for government assistance to small businesses. A complete list of them can be found on the website of the Ministry of Economic Development of the Russian Federation in the "Small Business" section: http://economy.gov.ru/minec/activity/sections/smallBusiness.

Why is government assistance to small businesses so important? Thanks to the projects of small and medium-sized businesses in the Russian Federation, more than 16 million citizens are provided with jobs (and this is a quarter of the entire employed population). In addition, 20% of the gross domestic product is accounted for by small and medium-sized enterprises. However, in the world this figure is almost 35%, so Russia still has something to strive for.

The role of small and medium-sized businesses in the country's economy is very large. Newly opened organizations:

• create additional jobs;
• create healthy competition in the market and adequate pricing for goods and services ;
• provide revenues to the budgets of all levels;
• fill niches that big business cannot occupy (provision of household services to the population, small wholesale, marketing).

However, there are some difficulties that arise in the implementation of projects of small and medium-sized businesses, namely:

• unstable economic situation in the country;
• lack of necessary financial resources to open and develop a new business;
• high taxes and difficulties with accounting;
• constantly changing legislation;
• understaffing(skilled professionals prefer to work for the "sharks" of the business, ignoring small entrepreneurs);
• the complexity of lending processes (not every bank wants to deal with small businesses).

It is worth noting that even large-scale production cannot always withstand the above difficulties, and even more so for small and medium-sized enterprises. That is why government assistance to small businesses is so important.

Practitioner tells

State assistance at the stage of formation of small business

Lydia Tsarenko,

CEO, Premium Telecom, Moscow

Any newly created enterprise faces the problem of attracting money. It is not always possible to get a loan from a bank, because he wants the financial statements of the new organization to reflect profit in the first year of operation, or he requires property to be pledged. Investors most often treat startups with some apprehension. In our case, the only way out of this situation was to apply to the Moscow Department of Science, Industrial Policy and Entrepreneurship, which provides gratuitous material assistance to capital businessmen.

We collected the necessary package of documents in a week, and a month after they were submitted, we were allocated the necessary amount of money. We used the bulk of the funds received as working capital, and spent the rest on attracting new employees. A few months later, we reported to the department for the allocated funds (such reporting is a prerequisite for providing government assistance to small businesses). I would like to note that, despite the gratuitous subsidies, we still returned part of the amount to the city budget in the form of additional tax deductions from the growth of the company's turnover and the creation of new jobs.

Thanks to the assistance provided by the state, we were able to increase profits. A year later, we again applied to the department to receive funds for the development of an innovative software product aimed at optimizing the expenses of our clients (first corporate, and later private) for mobile communications. We were again provided with financial assistance, and also provided with an office space for innovative developments in the Strogino technopark. Thanks to our work there, we had access to information resources, various educational programs, and we could also meet with investors and representatives of venture funds.

We regularly monitor new opportunities within the framework of government assistance to small businesses so as not to miss another chance to receive a subsidy. For example, last year we sent our employees for an internship at the Massachusetts Institute of Technology. The internship program was organized by the Foundation for the Promotion of Venture Investments in Small Businesses in the Scientific and Technical Sphere of Moscow.

What are the forms of assistance to small and medium-sized businesses from the state

1. Education.

Regional Funds for the Development of Entrepreneurship organize various lectures, trainings, meetings on the basics of business on their territory.

Anyone can attend classes, for this you must pre-register. Lectures will be useful for beginner businessmen, where they will be told about the main issues of planning and taxation, about ways to expand the business and attract buyers.

1. Participation in exhibitions and fairs.

This direction is quite effective in terms of the development of small and medium-sized businesses in different regions of our country. Thanks to the placement of products on free marketplaces, advertising costs are reduced, as well as the connections of a novice businessman are expanding and it becomes possible to sell part of the goods.

1. Expert advice.

Consulting takes place in employment centers, in divisions of the Federal Tax Service and business development funds. Here you can ask specialists questions regarding taxation, accounting, activity planning. Also, at such consultations, you will be told about the possibilities of obtaining other types of state assistance.

1. Concessional lending.

In accordance with Federal Law No. 209-FZ, an entrepreneur can receive a loan from the state. Such assistance to small businesses can be provided by SME Bank JSC, as well as partner banks and other organizations. Before contacting the bank directly, you need to become a small or medium-sized business and clearly define the type of service requested (decide what exactly you need: a microloan, credit, leasing services, etc.). Then you need to come with an appeal to the regional partner bank or bring the necessary package of documents to the support infrastructure organization, which should be collected in accordance with the requirements specified by the credit institution.

After you submit the documents, the bank will check whether your company meets its eligibility criteria and make a decision whether to grant a loan or not.

There are certain organizations that cannot receive government assistance for small businesses in the form of a loan, namely:

• insurance companies, investment and non-state pension funds, pawnshops, stock brokers;
• gambling business representatives;
• enterprises that sell or manufacture excisable goods specified in Article 181 of the Tax Code of the Russian Federation;
• enterprises extracting minerals;
• non-residents of the Russian Federation.

1. Rent of premises and land.

A novice entrepreneur can take a land plot or office for temporary use at a reduced price. From a financial point of view, this is much more profitable than buying a plot or premises from private individuals.

There are also business incubators, which are independent structures or part of technology parks (or centers at universities). They can accommodate an office in the territory allocated to you.

1. Subsidies.

It is this type of government assistance to small businesses that is most in demand.

A subsidy is a gratuitous monetary assistance provided to a company. It can be used to expand production, purchase new equipment, and compensate for lost profits. Most often, subsidies are issued for the opening of a new promising business.

Subsidies are received on a competitive basis, and preference is given to the highest priority projects for the region. Most often, these are agricultural programs and the launch of production in villages and small towns, projects for housing and communal services, the development of innovative technologies, and so on.

How to get a subsidy from the state: a guide

Instructions on how to get financial support for business development have been prepared by the editors of the Commercial Director magazine.

The main types of financial assistance to small businesses from the state

1. grants, given to startups. In 2015, the upper limit of the grant amount was only 300 thousand rubles, and by 2017 it increased to 500 thousand rubles. Any citizen who has been registered as a business entity for at least two years can take part in the grant drawing. To receive this government assistance, small businesses need to be selected on a competitive basis, and the subsidy won can be spent exclusively on business needs. At the same time, their list does not include rent of premises and salaries of employees. A grant can be received by a low-income family with young children, the unemployed, former civil servants and those liable for military service, families with disabled children.
2. Subsidies. For those business representatives who can provide jobs to citizens of the Russian Federation and pay taxes to the country's budget, the state can issue a subsidy in the amount of 5 million rubles.

Small businesses that operate in the social, economic, industrial or housing and communal sectors can ask for such state assistance to small businesses. To do this, it is necessary to prepare all documents in accordance with the requirements of the commission, as well as draw up and defend a business plan.

1. Employment center cash subsidies for the development of small businesses to open a private business.
2. Payment of credits or loans that novice businessmen took earlier. In this case, government assistance to small businesses can reach 15 million rubles. To reduce the interest rate on a loan, an entrepreneur must provide all the necessary documents, as well as draw up a business plan. After these materials are studied, the commission will make a decision on the assignment of payment to the small business owner.
3. Subsidies for small businesses to socially vulnerable segments of society, which include:

• disabled people;
• single parents raising minor children;
• released prisoners;
• graduates of orphanages;
• other categories of citizens.

In this case, government assistance to small businesses can be up to 1.5 million rubles.

1. Internship, retraining and training, which are paid from the state budget. All expenses are refundable. If they go beyond the established limit, only a part can be covered.
2. Business incubators(most often they are opened under the Small Business Support Funds), which provide start-up entrepreneurs with offices, warehouses and other premises. In addition, business incubators teach the main aspects of running a small business and help with writing a business plan in accordance with established requirements.
3. Outsourcing- provision of free accounting and tax services.
4. Encouraging the development of innovative technologies aimed at supporting innovative products. Licenses and patents are purchased from the budget treasury (the maximum amount of government assistance to small businesses in this case is 2.5 million rubles).

Federal financial assistance programs are supported by the Small Business Assistance Fund. Today there are such options:

1. Commercialization program. Within its framework, the amount of state assistance to small businesses is negotiated with each novice entrepreneur on an individual basis. Assistance involves the expansion of production and, as a result, an increase in the number of jobs.
2. The "Smart" program. Within its framework, any citizen aged 18-30 can apply for government assistance to small businesses in the amount of up to 1.5 million rubles. This program was created to support representatives of the entrepreneurial sphere in the field of innovative technologies.
3. Development program allows you to receive a grant in the amount of up to 15 million rubles. These funds are intended to provide the region with additional jobs, modernize equipment at the enterprise and increase labor productivity.
4. Internationalization program. In it, the amount of state financial assistance to small businesses does not have an upper threshold and is calculated individually for each project. The name speaks for itself - the program is designed to help establish cooperation with foreign partners (create products for export).
5. Program "Start" designed to help young innovators who are engaged in scientific and technical research and create innovative products. Within the framework of this program, private-state cooperation is practiced (part of the funds comes from third parties, and the rest from the authorities). Most often, financial assistance from the state to small businesses under this program is provided during the first year, and then investors are involved in financing. Any Start participant can receive a subsidy from the state in the amount of up to 5 million rubles, which will be paid to the entrepreneur in several stages. At the same time, the total amount of financing is equally divided between private investors and the state.
6. Program "Cooperation" provides for government assistance to small businesses in the amount of up to 20 million rubles. The money can be used to develop and establish cooperation between this enterprise and large Russian industrial corporations, expand the production base, and improve equipment.

Under what conditions is financial assistance provided by the state to small businesses

A citizen registered at the employment center after writing a relevant application can receive state assistance to small businesses in the form of a subsidy for launching a project. Next, you need to draw up a business plan and send it for consideration to a special committee. If the commission recognizes the business plan as complying with the standards, then the financial payment will be approved. Then the applicant is registered as an individual entrepreneur and receives the necessary documents from the Federal Tax Service, on the basis of which the payment of material resources will be made.

To receive state assistance to small businesses in the form of a subsidy for the development of an existing project, you must be the owner of a working enterprise, registered as an individual entrepreneur or LLC. In this case, the type of property must be registered no more than 12 months before the date of application. Other programs allow even companies that have been operating for more than a year, but not longer than two years, to receive assistance. The priority activity of the enterprise for the region is a strong plus in the process of obtaining government assistance to small businesses. If the firm is engaged in activities that are not of particular importance for the region, then the state may refuse to provide it with a subsidy. The priority small business sectors for your region can be viewed on the official website of the local territorial center for small business support.

The main condition after receiving a subsidy is the targeted spending of funds. That is, money can be spent only on those needs of the enterprise that were specified in a specific program of government assistance to small businesses.

In 2018, state assistance to small businesses can be provided for:

• payment for materials necessary for the organization of production processes;
• acquisition of equipment necessary for production;
• payment for patents, technologies, software tools or other intangible assets.

Most often, the terms of use of funds are limited and are usually 1-2 years in the absence of additional conditions and any exceptions.

Almost all programs to provide government assistance to small businesses require the entrepreneur himself to contribute a certain amount of his own funds. That is, if a company asks for money from the government, it must invest at least 60% of the requested amount in its business. Each program contains its own conditions and establishes a certain percentage of the organization's contribution to business development.

There are some restrictions on the payment of financial assistance, and in connection with them, some of the entrepreneurs may face a denial of government assistance to small businesses. For example, the government cannot help companies that manufacture and sell alcohol and tobacco products, as well as organizations that use rented equipment.

• How the life cycles of an organization work and how to manage them

How to get help for small businesses from the state in the form of subsidies

To receive financial assistance from the state, small businesses need to perform a certain algorithm of actions.

1. Draw up a business plan . If a novice entrepreneur is going to produce goods for socially vulnerable segments of the population, this fact greatly increases his chances of obtaining financial support from the government. When considering a business plan, the commission evaluates several parameters, which include:

• the amount of taxes that will be returned to the budget by the company;
• the number of new jobs that the company can provide;
• the importance and relevance of a particular type of business in the region.

1. Collect a package of documents, namely:

• an application describing the business project, as well as justifying its social importance (here you should indicate the tasks, methods for achieving the goal, stages of implementation, the amount of own and attracted financing, the result);
• a copy of the company registration certificate, as well as its statutory documents;
• orders for the appointment of a director and chief accountant;
• other types of documents (copies of contracts for the lease of premises, contracts with suppliers, licenses, patents, expert opinions and permits from regulatory authorities; certificate of the absence of debts on taxes and budget payments; bank statement on the status of accounts).

1. Apply to a government agency or the SME Support Fund.
2. Make a rough estimate of the cost of business development.

How to get a. The entire package of documents must be taken to the support center for small and medium-sized businesses or submitted through a special electronic form on the official website of the organization. Within 60 days from the date of filing the application, the commission must consider it and invite a businessman to defend his project. Based on the results of the defense, a positive or negative decision is made within 7 days to provide state assistance to small businesses. The results are communicated to the entrepreneur by mail or telephone.

How to report. You must explain the use of funds within one calendar year. It is necessary to provide not only the original cash and sales receipts, but also their copies. Also, the package of documents should include invoices, waybills, lease agreements (with a notary seal), a book of income and expenses, and so on. If it is impossible to document any item of expenses, the commission will require the businessman to return the money in full. Subsidies are not taxed.

How to get help for small businesses from the state in the form of grants

Grants can be allocated to both new entrepreneurs who are just about to launch their business project, and those whose firms have been operating for no more than two years at the time of applying for a grant. Each region has its own list of categories of entrepreneurs who are eligible to apply for government assistance to small businesses in the form of a grant. You can find out all the necessary information on the website of the business support center of the region in which the organization is registered.

The most preferred are the following directions:

• science and innovation - 30%;
• socially significant services - 30%;
• production and agriculture - 20%;
• trade - 12%.

How much can you get. Businessmen who have been doing their business for no more than one year can receive 300 thousand rubles. At the same time, Moscow, Samara and Perm are ready to allocate up to 500 thousand rubles. These funds can be used to pay from 30 to 50% of business expenses (the exact amount depends on conditions in a particular region). The rest of the money must be found by the businessman himself.

Those who have officially registered the status of an unemployed citizen can count on a payment in the amount of 58.8 thousand rubles, which will be used to open their own business. If the entrepreneur officially employs people, he can receive the above amount for each person.

What to prepare. The entrepreneur needs:

• register a legal entity or individual entrepreneur;
• study the basics of entrepreneurship in the regional Fund for the Support of Small and Medium Businesses (if a businessman has a diploma of higher economic education, then there is no need to undergo training);
• write an application for financial assistance to the regional business support center (you can download its form on the center’s website and send it by mail or leave an application on the website itself);
• defend a business plan before a commission in a regional center;
• get the status of unemployed at the local employment center;
• submit documents to the local employment center.

Tax incentives: concessions for business or just a myth?

To develop your business, you need to collect the necessary package of documents that will confirm the company's compliance with regional requirements for small and medium-sized businesses. These conditions apply to:

• the number of jobs;
• registration of a legal entity;
• annual income and so on.

The main requirements are reflected in federal law No. 209-FZ. They can be found on the websites of regional business support centers. Also, the entrepreneur must:

• document the absence of other financial assistance (from other sources) by providing a certificate from the business support center;
• present documents on registration of a legal entity, constituent documents, a copy of an extract from the register of small enterprises, bank statements on accounts, a business plan, and so on;
• prove the cleanliness of the credit history by providing a certificate from the National Bureau of Credit Histories.

How to get a. You can submit an application electronically on the website of the administration (local or regional) or on the portal of the regional Fund for Support of Small and Medium Businesses. The application will be reviewed within three days. If all the necessary documents are collected and meet the requirements, the commission will report on the approval or refusal to provide grant assistance within three months.

Each application is evaluated according to the point system adopted in a particular region. A general rating of applications is compiled, and then the members of the commission vote. Grants are allocated to those projects that receive the most votes.

To report, you need to not only draw up the report itself, but also prepare documents confirming the intended use of funds (commodity and cash receipts, invoices, invoices, and so on). In case of failure to provide reports or misuse of funds, you will be required to return the money. You may also be forced to return the balance if you did not spend everything in a calendar year.

• How to manage innovation and increase company value

Where can I get government assistance for small business development

The subsidy is primarily a targeted payment from the local or federal budget. This type of financial assistance is not a loan or a loan, and therefore the subsidy does not need to be returned to the state. Thus, it is characterized by:

• gratuitousness;
• irrevocable;
• target direction.

1. Employment center.

Only an unemployed citizen can receive a subsidy for the development of small business. To do this, you need to follow several sequential steps.

Step 1. Registration at the Employment Center.

If you have not officially registered the status of unemployed, then you need to collect a package of documents and submit it to the Employment Center. You will need:

• identity document;
• document on the availability of education;
• work book (if available);
• Sberbank card number;
• SNILS;
• military ID (for men).

Then you will need to write two applications (for receiving unemployment benefits and about your intention to carry out small business activities), as well as answer several questions on the questionnaire.

Step 2. Drawing up a business plan.

After obtaining the status of an unemployed citizen, you need to write a business plan. This stage is very important, since the decision of the commission to provide state assistance to small businesses or to refuse to provide subsidies will depend on it. Your business plan should be interesting and credible for the leadership of the Employment Center. Approach its compilation as responsibly as possible. To do this, pay special attention to:

• additional jobs. If new people are employed as part of the implementation of your business project, be sure to indicate this. Under this condition, the chances of receiving government assistance to small businesses greatly increase;
• the social importance of your business. Describe in as much detail as possible the usefulness of your business for the region. It is worth noting that the chances are higher for production projects and for the service sector;
• own investments. The more personal finance you invest in your project, the more likely you are to receive government assistance for small businesses. To consider the application, you must invest at least 50% of your own funds from the requested amount;
• targeted use of state subsidies for small businesses. As mentioned earlier, the purposes for which the distribution of funds is planned are subject to the closest verification. Describe in as much detail as possible all the expected items of expenditure. The commission should immediately see what you plan to spend the money provided by the state.

Step 3. Protecting the business plan.

A detailed written business plan must be submitted to the Employment Center. If approved, you will be invited to sign an agreement on the provision of government assistance to small businesses in the form of a subsidy. After that, you can proceed to register an individual entrepreneur or LLC.

Step 4. Registration of an LLC or individual entrepreneur.

At the last stage, you need to register your business with the Federal Tax Service.

If an unemployed citizen fails to find a job at the Employment Center, the government will provide him with financial support. For example, in Moscow, an entrepreneur can receive a subsidy of up to 10.2 thousand rubles. for registration of a legal entity, individual entrepreneur, farming or farming. In this case, the money is paid only after confirmation of expenses.

1. Local self-government bodies.

The employment center provides small businesses with very little support, which will not help develop the company much. Therefore, try to find additional sources of funding.

If your business involves significant expenses, then ask for help from local governments. What is needed for this?

The list of documents for obtaining assistance is the same as when applying to the Employment Center, only a package of papers in this case must be taken to the small business development department. Local authorities can provide more impressive financial assistance, which leads to a large number of people who want to receive it. Therefore, your main task is to arouse interest in your project, to convince the authorities of the usefulness of your business for the region. In the case of allocation of money, you will be required to report on a monthly basis for their spending. If you are late in submitting a report or have spent the money for other purposes, then you will be obliged to return it.

In addition, you will need to return the money that you did not spend in the first year. In connection with the circumstances described above, it is extremely important to have documentary evidence of all targeted expenses in the annual report.

• 8 rules for competent cash flow management of the enterprise

Practitioner tells

Some do not know where to turn, others have bad experience in dealing with government agencies

Olga Kosets,

owner of the Sofiano garment factory, president of the interregional public organization Business People

Many Russian businessmen do not even try to get help from the state. Some simply do not know where to turn, while others do not want to do this because of past bad experiences. Here's my advice to businessmen: go straight to the regional business support centers. There you can get all the information about the available government assistance programs for small businesses and the conditions for participating in them for free. The government will provide you with both advisory assistance and financial support. Of course, one should not hope for large sums, but at least some problems can be solved at the expense of budgetary funds.

Last year, I applied to the Center for Entrepreneurship Support of the Krasnodar Territory - at the place of registration of my garment factory. I expected to get a preferential loan, but for some formal reasons I could not. The Center received an offer to participate in the program of reimbursement of costs for the legal registration of a trademark. I agreed, and the government paid for the renewal of Sofiano. Thanks to the assistance of the Department of Investments and Development of Small and Medium Enterprises of the Krasnodar Territory, I am preparing documents for obtaining a loan at a reduced interest rate from the Industrial Development Fund. For me, this issue is fundamental, since I plan to spend this money on organizing the first industry coworking.

What assistance to small businesses from the state will be provided in 2018

State assistance for the opening of small businesses in 2018 involves the allocation of subsidies for social entrepreneurship. It is also planned to cancel the 49% capital share limit for foreign investors and remove the linkage of individual entrepreneur contributions to the minimum wage so that the burden on business does not grow following the change in the minimum wage. In addition, work will continue to develop infrastructure for business and to expand entrepreneurs' access to financial resources.

1. Financial support

Soft loans. The SME Corporation, together with the Ministry of Economic Development and the Central Bank, is implementing two preferential lending programs for small and medium-sized businesses:

• "Program 6.5" - a loan in the amount of 10 million to 1 billion rubles. for up to three years. The priority sectors are agriculture, food production, primary and subsequent processing of agricultural products, production and distribution of electricity, gas and water, construction, transport and communications, domestic tourism, high-tech projects.
• "Program 674" (addition to the first program) - a loan in the amount of 5 million to 1 billion rubles, for a period of up to five years. Priority areas are investment projects, construction, modernization of capital construction projects. The interest rate on preferential lending programs for medium-sized businesses is 9.6%, for small businesses - 10.6%.

To obtain a preferential loan, you can contact the partner bank of the program (there are 45 of them). If the loan amount does not exceed 200 million rubles, then the application will be considered by any of them, if more - by the SME corporation. Detailed information about partner banks, requirements and conditions for granting a loan can be found on the Corporation's website (section "For Banks and Credit Institutions").

Microloans. In addition to a loan (for example, if there is no credit history or the locality is far away), a company can apply for a microloan from a regional microfinance organization. Here you can get a loan in the amount of up to 3 million rubles. up to 36 months. The conditions and procedure for obtaining microloans are posted on the official websites of regional microfinance funds, for example www.mofmicro.ru.

Departmental and regional programs. Depending on the field of activity of the company, businessmen can seek help from the relevant ministry at the place of registration. Thus, until 2020, the Ministry of Agriculture is implementing the Beginner Farmer program, under which novice farmers are given grants for the creation and development of peasant farms (up to 3 million rubles for cattle breeding and up to 1.5 million rubles for other areas) .

Each region has its own programs to support small and medium-sized businesses. Thus, the administration of Veliky Novgorod is implementing the municipal program "Development of small and medium-sized businesses" for 2017-2023. To clarify the current programs, please visit the website of the regional administration.

State and municipal guarantees. Each region has a credit facilitation fund that guarantees the entrepreneur for credit, loans and leasing in the event of a lack of collateral. To receive the service, you need to come to a partner bank, which will send an application and all the necessary documents to the guarantee fund. A decision will be made within three working days from the date of application. In case of a positive response, a tripartite guarantee agreement will be concluded, and the organization will receive funding. For example, the conditions and list of partner banks in Moscow can be viewed on the capital's website of the Credit Assistance Fund.

1. property support.

Business incubators and technology parks. As mentioned above, business incubators provide space at reduced prices. For example, the monthly cost of rent in a business incubator in St. Petersburg is 239 rubles. 25 kop. per sq. m in the first year, 382 rubles. 80 kop. per sq. m in the second year.

Leasing. Preferential leasing implies the provision of equipment for rent at a rate of 6% per annum (for Russian equipment) or 8% per annum (for foreign equipment). The amount of financing - 5-200 million rubles. The terms and conditions of the program and the application form can be found on the website of the SME corporation (section "Financial support").

1. Information support.

Business communication networks. The Chamber of Commerce and Industry has developed a special electronic platform "Success Navigator", where entrepreneurs can get information about taxes, changes in legislation, marketing and so on free of charge. To do this, follow the link www.tpprf.ru/ru/business_development and see the archive of information on the issue of interest.

The platform provides the possibility of subscribing. Then a person will be sent recommendations twice a week, reminders to submit reporting documents and pay taxes, and so on. Mailing letters also contain a reporting form, in which the businessman simply enters his data and receives a ready-made document.

Exhibitions, fairs, forums. Up to 90% of the expenses of businessmen for participation in such events can be paid by the state. The subsidy is calculated after. For assistance and advice, you can contact the regional business support center.

• Innovative development of the company: arming ourselves with the latest technologies

Practitioner tells

Centers will open in 40 regions to provide assistance to small businesses

Elena Lashkina,

assistant minister of economic development

By February 1, 2018, on behalf of the Government of the Russian Federation, at least 40 regional centers have been opened to provide services for small and medium-sized businesses. They will work on the principle of one window. In such a center, it will be possible to register a legal entity, put real estate on the cadastral register, and obtain a license to sell alcoholic beverages.

At the end of 2017 - beginning of 2018, the Ministry of Economic Development will launch an online platform that will bring together on one platform offers of educational, financial, government and b2b services for start-ups and existing entrepreneurs. The portal will give people the opportunity to take online courses and webinars with experts. Training will take place on paid and free programs, and upon completion of some of them it will be possible to purchase a state-recognized certificate. In order for entrepreneurs to consolidate their knowledge, special interactive tools will be created for them in the form of dialogue simulators, business cases and business games. In addition, the site will contain step-by-step instructions that will tell you how to open your own business.

Information about experts

Lydia Tsarenko, General Director of Premium Telecom, Moscow. Premium Telecom. Field of activity: communication services, software development for mobile devices.

Olga Kosets, owner of the Sofiano garment factory, president of the interregional public organization Business People. "Sofiano" founded in 1995. The main areas of activity are sewing production and sales of products under the trademark of the same name. Staff - 60 people. Annual turnover - 5 million rubles.

Elena Lashkina Graduated from Tashkent State Technical University. She worked as an assistant - press secretary of the Minister of Telecom and Mass Communications Igor Shchegolev, head of the direction for working with government organizations in Russia and the CIS countries of the NVision Group. Since 2013 - in the current position.

Many people dream of starting their own business, which will later bring a stable passive income.

However, often the desire to work for yourself is hindered by the need to attract start-up capital. Finding funds can be a big problem, because in order to obtain a bank loan, you need to collect a lot of formal documents and it’s not a fact that the manager will approve the loan.

Loans in microfinance organizations are an unprofitable source of financing for starting a business.

There remains the only option that anyone can use - this is a state subsidy for starting a business. Getting funding to open and promote a small business is a very real source. What should someone who plans to take advantage of the subsidy program know?

What is a small business subsidy?

"Subsidy for small business" is the transfer of a certain amount of money to a businessman.

At the same time, a businessman must clearly follow a predetermined plan for investing resources.

As a rule, government subsidies are provided free of charge and are non-refundable.

The main goal of state programs to support small businesses is to develop the country's economy by creating a favorable climate for starting one's own business.

Should we expect real help from the state?

The answer to this question is definitely positive. The state pursues its hidden interests by issuing subsidies. This is the opening of additional jobs, and the overall development of the country's economy. It is not for nothing that well-known economists call small and medium-sized enterprises the "lungs" of the country.

The most convenient option for obtaining assistance from the state in starting a business is a subsidy on an irrevocable basis.

All support for small and medium-sized businesses is regulated by a single program for the development of entrepreneurship, which is approved by the Duma.

When applying for state aid, it is recommended to be guided by the points of this program.

Residents of rural areas have good chances to receive a subsidy for the development of entrepreneurship. For example, a very popular activity is breeding bees. Subsidies for such business are given almost unconditionally. It must also be remembered that a well-written business plan plays an important role in obtaining a subsidy for starting a business.

Varieties

How to get support for small businesses from the state? Today in the Russian Federation (hereinafter referred to as the Russian Federation) there are several types of subsidies for small and medium-sized businesses.

Their main difference lies in the intended purpose of funds.

State assistance is provided strictly in the specified areas of activity for specific purposes. Thus, the state develops a sphere that is beneficial to it in the short or medium term.

Programs to support small businesses are also not the same for different regions of the Russian Federation. The main document that defines targeted support for industries in the region is the Federal Law on the Development of Small Business.

The most common subsidy programs are cash transfers for the opening and development of a business.

How to get government assistance?

State subsidies for start-up businessmen are issued by various self-government bodies.

There are subsidies that are issued to unemployed citizens at the Employment Centers at the place of residence or registration.

If a person registers at the Labor Exchange as unemployed, then he has every right to one-time state assistance to open his own business.

However, obtaining this type of subsidy requires preliminary preparation of a business plan with a detailed description of the project for which funds are taken and the subsequent submission of a report on the expenditure of money.

The issuance of targeted subsidies for starting or developing a business is carried out by the Centers for Supporting Small and Medium Businesses, which operate in each region. As a rule, these state institutions are closely connected with the system of municipal self-government.

To receive a subsidy for opening a business, you must register at the Employment Service at the place of registration.

After that, a citizen who applies for a subsidy must write an application. The next stage is the preparation of a project plan with the calculation of the payback period and the overall profitability indicator. The business plan is considered at a special meeting of the commission.

If the business plan meets all the criteria, then the Employment Center gives a positive decision regarding the issuance of a subsidy. After the approval of the terms for the payment of funds, the recipient of state assistance to small businesses is obliged to register an individual enterprise. The subsidy is transferred upon the fact that a citizen of the Russian Federation provides documents on state registration of a business.

To receive a subsidy for the development of an already operating enterprise, its owner must provide documents. The subsidy is issued only for individual entrepreneurs and LLCs.

There are also some separate programs for issuing subsidies for individual entrepreneurs in different regions of the Russian Federation.

The age of the company under which state aid is issued should not exceed one year (for some programs - two years).

If the company operates in a priority area for the region, then the receipt of a subsidy is 100% guaranteed. In all other cases, officials may reject the application for a subsidy. Priority areas of activity are often published on the official websites of individual regions of the Russian Federation. An entrepreneur who has received a subsidy is obliged to use the funds strictly for the intended purpose with the provision of an expense report.

The standard goals for using state aid are as follows:

• payment for components and raw materials for the production of products;
• purchase of equipment and consumables for it;
• purchase of programs, production technologies or patents, as well as other types of intangible assets.

Almost always, the period of use of funds under subsidies is limited to two years from the date of their issuance. However, there may be exceptions in some cases.

Most subsidy programs have a prerequisite, which consists in the businessman investing his own funds (a certain percentage of the subsidy amount) in the business. For example, the recipient of a subsidy must invest at least 45% of the amount of state assistance in starting his business.

The specific ratio of borrowed and own money is established for each federal program separately.

Some enterprises in Russia, despite the form of their activity, cannot qualify for state subsidies.

These include alcohol and cigarette companies. Also, the subsidy is not provided to firms that rent equipment for short-term lease (hire).

When compiling a business plan for obtaining assistance, it must be borne in mind that its evaluation will be carried out according to certain criteria. The main one is the profitability of the organization. Also, the lower the risk of losing money, the higher the probability of obtaining a positive decision in issuing a subsidy.

An important criterion in approving a subsidy is the desire of the entrepreneur himself to create new jobs. The future businessman must in every possible way demonstrate to the loan commission his interest in business development.

What could be the reason for rejection?

A common and very common reason for denial of a subsidy is the inconsistency of the applicant's project with the field of activity supported by a particular fund. If a person has requested too large an amount, then the public service may lower the “bar” or even refuse to issue a subsidy.

The Fund for the issuance of subsidies gives an answer, as a rule, not earlier than six months from the date of writing the application. Therefore, if you really need funding, then you can apply for a subsidy to several funds at once.

Fund for the issuance of state subsidies

Another typical reason for rejection is a dubious or poorly written business plan. The grant committee must make sure that the money will be used for its intended purpose. Subsidies are not issued for projects that are outside the Russian Federation. Also, the refusal to issue subsidies is likely to await the unemployed, who has already received state assistance once.

Before applying to an institution for obtaining a patent or subsidies, it is necessary to think through everything to the smallest detail and collect documents. – content and summary, market analysis, financial calculations.

Perhaps this will come in handy for you - read everything about obtaining an extract from the Unified State Register of Legal Entities online.

And here you will learn how to find an investor to open a promising business. Where to start the search and how to draw up contracts correctly?

Support provided by the program

Assistance under the subsidy program, as described above, is issued for the opening or development of a business. The money under the subsidy can be spent on financial assistance to an enterprise for the purchase of raw materials, on benefits for placing advertising materials or renting a room / land plot, ordering urgent legal assistance, etc.

List of documents

A citizen who has written an application for a subsidy is obliged to prepare the following documents:

• internal passport of the Russian Federation or another document replacing it;
• work book (except for young specialists);
• diploma of education or certificate;
• an order from the Employment Center that this citizen is unemployed.

In addition, you will also need a business plan, as well as copies and originals of the constituent documents for the enterprise.

Expense Report

A citizen who has received a subsidy is obliged to account for the money spent to the last penny. An appropriate report is generated.

Small business loans from the state

An alternative to subsidies are bank loans from the country's leading financial institutions. There are special loan products for small businesses, for example, in Sberbank. The total amount provided by banks can range from 5 to 12 million rubles. The loan term and the annual interest are considered in each case separately. The business itself often acts as collateral for a loan.

In order to find out the effectiveness of the production and sale of the company's products, special calculations are used. , read carefully.

Read about organizing a coffee to go franchise. Is it beneficial?

Related video

Starting your own business requires a significant financial investment from the entrepreneur. However, not everyone has enough money to start a business. Therefore, entrepreneurs need help, including material. The state seeks to support small businesses by providing subsidies for individual entrepreneurs in 2019. It is important to know when and how much money you can get free of charge to organize and develop your own business.

Types of state aid

Assistance to individual entrepreneurs from the state is provided in several forms: financial, property, informational, infrastructural.

You can count on the following types of financial support:

1. funds from the employment center;
2. grant for beginner entrepreneurs;
3. concessional lending;
4. subsidizing.

Funds for opening an individual entrepreneur through the employment center are allocated in order to combat unemployment and maintain self-employment. Such assistance is a one-time financial support in the amount of sixty thousand rubles. These funds can be spent exclusively for organizing your own business. If a businessman plans to employ one or more employees in his activity, the amount of the subsidy increases in proportion to the number of employees hired.

For start-up businessmen, special funds can compensate up to five hundred thousand rubles spent on creating entrepreneurship. Grants are traditionally allocated for development in those sectors that are significant for the state. Today it is agriculture, innovations, education, spheres of social importance and other areas.

Concessional lending involves the issuance of loans to individual entrepreneurs at rates that are lower than in banks. Today they are 11% per annum. You can get up to one billion rubles for a period not exceeding three years. It should be borne in mind that only those individual entrepreneurs who have been successfully operating for more than 6 months can count on preferential loans. At the same time, the entrepreneur should not have outstanding debts, a damaged credit history.

Subsidizing IP involves the issuance of funds for specific purposes. In this case, you can count on state assistance to reimburse part of the interest on the loan, overpayments and the first installment for leasing, training and advanced training of workers.

Regardless of what the small business support scheme will be, subsidies are issued only after going through a difficult procedure. First of all, you will need to develop a business plan and provide well-written documents. When assistance is allocated and spent, it will be necessary to document the directions of spending the funds.

Terms of receipt

Do not think that it will be easy to receive gratuitous subsidies for individual entrepreneurs from the state. In fact, you will have to carry out extensive and serious work.

After registering with the employment center and obtaining the official status of unemployed, an entrepreneur must go through the following steps:

• choose a field of activity;
• draw up a detailed business plan; in the final part, it is important to conduct an economic as well as social justification of the significance of the business being opened for the development of a particular region;
• conduct state registration of entrepreneurship;
• apply with documents prepared according to the list, an application, as well as a business plan to the relevant authorities.

The submitted application is considered by the commission. The duration of this process reaches sixty days. At the end of the consideration procedure, the commission makes a decision, which is sent to the entrepreneur by registered mail.

It is important to keep in mind that when receiving state support, an individual entrepreneur takes on specific responsibilities. First of all, they consist in submitting reports. Subsequently, the individual entrepreneur is obliged to provide a report on the expenditure of the funds received. At the same time, it is important to attach checks, payment orders, receipts and other documents confirming the direction of spending the funds.

When studying how to open an individual entrepreneur through an employment center, it is worth learning an important rule. If a businessman cannot submit documents regarding the direction of spending the money received, he will have to return the subsidized funds to the state.

In addition, a business organized with state support must be carried out for at least two years. This condition makes it possible to exclude the financing of one-day companies.

Drawing up a business plan

A subsidy for opening an individual entrepreneur is issued only if a well-written business plan is provided. There is no established sample according to which such a document is drawn up.

However, there are a number of points that must be considered in a business plan:

1. The first part necessarily contains the personal data of the entrepreneur. Here you should describe in detail the features of the chosen field of activity, explain why the chosen business is significant for the state.
2. The second chapter of the business plan contains a description of the project. It is important to pay attention to the activities with the help of which it is planned to achieve a specific amount of profit.
3. Of great importance when drawing up a business plan is the study of the market, as well as the niche that the entrepreneur plans to occupy in it. Here you will have to describe in detail the workflow, draw up a list of the necessary fixed and working capital, and bring the staffing table. In addition, this paragraph calculates the cost of the project, as well as the payback period.
4. At the end of the business plan, information about the anticipated risks is provided. It is important to foresee in what ways the entrepreneur will avoid them.

Only a well-designed plan can become the basis for obtaining a subsidy for organizing and developing a business. Without this document, no commission will consider the possibility of state support. It must contain real data and calculations, since after receiving the funds, you will have to spend them exclusively in accordance with this document. Subsequently, the costs must be documented. The Commission of the Employment Center (Employment Exchange) will check their full compliance with the business plan.

Where can I spend a subsidy for small businesses from the state

Assistance from the state IP is targeted. This means that there is a strictly defined list of areas where the money received can be spent. They should be followed both when receiving money for organizing your own business, and for its development.

Directions for spending the subsidy are necessarily reflected in the business plan. The entrepreneur cannot spend the funds at his own discretion.

Assistance to individual entrepreneurs can be aimed at solving the following problems:

Do not forget that the entrepreneur will have to report on where the provided funds were sent. That is why it is important to keep all supporting documents. It is necessary to carefully collect checks, transfer orders and other payment papers.

Reasons for rejection

Of great importance is not only the study of issues of how to get a subsidy. It is also important to know why public assistance may be denied.

There are several circumstances that can lead to a negative decision on a grant application:

In order to maximize the likelihood of a positive decision on the application for a subsidy, it is important to take into account all the reasons for refusal and try to avoid them.

Changes in 2019

In 2019, the main goals pursued by the support of individual entrepreneurs remain the organization of a new business, as well as an existing one. As before, this method of financing has the most important advantage, which is its gratuitousness. However, there are also serious drawbacks - the complexity in design, the need to make a huge amount of effort in the absence of guarantees of a positive decision.

This year, the government plans to introduce a completely new system based on the principles of a geomarketing navigator. For this purpose, more than 200 business plans were written, which characterize 75 areas of entrepreneurship. Such a system will help the individual entrepreneur decide which area and niche he should consider to create his own business. If the project is implemented, it will be an excellent support for entrepreneurs both in 2019 and in the future.

Other types of support that individual entrepreneurs can receive from the state in 2019 include:

• transfer of real estate for rent on favorable terms;
• the use of infrastructure that was specially created by government agencies for the development of entrepreneurship - business incubators, technology parks and other companies;
• sale of property owned by the state at a reduced cost.

In 2019, it is planned to provide not only one-time financial assistance to individual entrepreneurs, but also to issue state grants. To participate in such subsidies, an application must be sent to the authorities involved in the distribution of funds.

The Ministry of Economic Development is going to start using a qualitatively new register of small and medium-sized businesses in 2019. Its creation will take place automatically. If an entrepreneur is included in the new register, he will be able to count on subsidies issued to support small businesses.

State assistance can be an invaluable support in the creation and development of an IP business. It is worth considering this possibility, because the subsidy is gratuitous.